FAQ

What is Edge?

Edge offers a simple and effective way to earn high-performing yields. For the first time, DeFi users can access institutional-grade yields with ease. Just connect your wallet, deposit your funds, and start earning steady interest immediately.

csUSD (cSigma USD) is a yield-bearing ERC-20 token backed by cSigma institutional credit system. It represents a share in a multi-asset vault composed of real-world asset loans and onchain yield strategies, offering stable, auto-compounding yield through price appreciation.

What is csUSD?

csUSD (cSigma USD) is a yield-bearing ERC-20 token backed by institutional credit strategies. It represents a share in a multi-asset vault composed of real-world asset loans, offering stable, auto-compounding yield through price appreciation.

What is csLYD?

csLYD (cSigma Liquid Yield Dollar) is a yield-bearing ERC-20 token that provides liquid exposure to diversified onchain DeFi strategies. It is backed by a portfolio of market-neutral, lending, and structured yield strategies, offering near-instant redemption and transparent yield accrual.

What is the expected APR?

The Expected APR differs from pool to pool and depends on several factors, such as the credit quality of the underlying loans and how funds are allocated across various loans. Different pools may have different risk profiles and loan structures, which influence the overall returns.

Where does this yield come from?

The yield comes from interest payments made by institutional borrowers who take loans from the pool. These borrowers pay interest on the funds they borrow, and that interest is distributed to the lenders as yield. The return you earn is directly tied to the performance of these loans, and the yield reflects the interest generated from lending capital to creditworthy institutions.

How the loans are protected?

Loans in cSigma pools are protected by requiring institutional borrowers to provide collateral. This collateral helps secure the loan, reducing the risk of default. Additionally, all loans are governed by strict legal agreements that outline the terms and conditions borrowers must follow.

In addition to this, cSigma has a protocol loss reserve in place to cover potential losses from defaults, adding an extra layer of security for lenders.

What is relationship between cSigma Edge and cSigma Institutional?

cSigma Edge connects DeFi lenders to institutional borrowers by pooling user deposits and deploying them into cSigma Institutional pools. Edge acts as a bridge between retail crypto users and institutional lending, providing exposure to institutional loans without the need for strict verification.

What is relationship between cSigma Edge and these Tokens?

Edge is the gateway for users to access csUSD and csLYD. It connects DeFi lenders to institutional borrowers (csUSD) and onchain yield strategies (csLYD), using shared infrastructure like the Asset Oracle, Fund Manager, and cross-chain Router.

Who are the borrowers on cSigma Edge?

cSigma Edge facilitates lending to institutional borrowers who undergo strict KYC/AML checks and a thorough underwriting process. The cSigma team carefully evaluates each borrower’s financial health and operational capability to ensure they can meet their obligations, even in challenging market conditions.

What networks are supported for cross-chain bridging?

Edge supports cross-chain deposits and withdrawals across a wide range of major blockchain networks. Currently, the supported networks include:

• Ethereum

• BNB Chain

• Avalanche

• Polygon

• Arbitrum

• Optimism

• Mantle

• Base

• Kava

• Core

• Sonic

• Gnosis

These networks allow users to seamlessly bridge assets to and from Edge pools, enhancing flexibility and accessibility across ecosystems.

Are csUSD and csLYD stablecoins?

No. Both are yield-bearing tokens whose value fluctuates based on the performance of their underlying strategies. They are designed to appreciate over time and are not pegged to $1.00.