Terms of Service
Last updated
Last updated
These Edge Platform Terms of Service ("Terms") set out the terms and conditions under which WORLDVIEW PANAMA CORP. ("us," "we," or "Edge"), offers you access to and use of the Edge website, currently accessed at ("Platform"). For the avoidance of doubt, the "Platform" includes all subdomains, protocols, smart contracts, applications, software, and any related services or functionalities, whether currently existing or developed in the future, that facilitate or enable the access, creation, use, or management of services provided by Edge.
When you click to accept or agree with these Terms (or similar button or checkbox), or by accessing or using the Platform and any services provided by us through the Platform (the "Services") in any way, you acknowledge that you have read, understood, and agree to all of these Terms and will comply with them.
If you agree to the Terms on behalf of a business organization, you represent and warrant that you have the authority to legally bind such business organization, and you further agree that you are binding both you and the business organization to the Terms. In such a case, “you,” “your,” or “User” will refer to and apply both to you and the business organization.
These Terms are to be read in conjunction with (and subject to) any other agreement between yourself and Edge (where applicable), and any additional terms and conditions that apply at the relevant time. To the extent that there is a conflict between these Terms and any applicable additional terms, these Terms will control unless expressly stated otherwise. If the User does not agree with these Terms, that User may not visit or use the Platform.
ALL INFORMATION PROVIDED IN CONNECTION WITH YOUR ACCESS AND USE OF THE PLATFORM IS FOR INFORMATIONAL PURPOSES ONLY. YOU SHOULD NOT TAKE OR REFRAIN FROM TAKING ANY ACTION BASED ON ANY INFORMATION CONTAINED ON THE PLATFORM OR ANY OTHER INFORMATION THAT WE MAKE AVAILABLE AT ANY TIME. BEFORE YOU MAKE ANY FINANCIAL, LEGAL, TECHNICAL, OR OTHER DECISIONS, YOU SHOULD SEEK INDEPENDENT PROFESSIONAL ADVICE FROM A LICENSED AND QUALIFIED INDIVIDUAL IN THE AREA FOR WHICH SUCH ADVICE WOULD BE APPROPRIATE. ANY INFORMATION PRESENTED BY US IS NOT INTENDED TO BE COMPREHENSIVE OR ADDRESS ALL ASPECTS OF THE PLATFORM AND THE SERVICES.
Edge may offer the Services that facilitate a direct lending and borrowing environment, utilizing AI-driven credit intelligence and smart contracts to potentially streamline the process for Users. The Services might enable Users to engage in direct digital asset transactions, with solutions designed to optimize yield, minimize risk, and eliminate the need for intermediaries, which could reduce costs. However, it is important for Users to understand that the actual Services offered may vary, and they should review the most current information on the Platform.
Edge operates as an online platform provider and is not a broker-dealer, a lender, or a legal or financial advisor. Users acknowledge and agree that:
i. Edge does not direct or control the activities of Users on the Platform.
ii. Neither Edge nor any affiliated entity is a party to any transactions on the Platform.
iii. Edge does not have possession, custody, or control over any assets appearing with regards to the Platform or any User’s funds or digital assets.
iv. Users understand that when interacting with any smart contracts through the Platform, they retain control over their digital assets at all times.
v. The private key associated with the wallet address from which Users transfer digital assets is the only means to control those assets within smart contracts. Users are solely responsible for securing their private keys.
vi. The Platform is a non-custodial solution, and Edge and any of its affiliated entities do not act as intermediaries, agents, advisors, or custodians. There is no fiduciary relationship or obligation to the Users regarding decisions or activities affected using the Services.
Access to the Platform and the Services provided by Edge is granted through a Web3-enabled wallet ("Web3 Utility"). Unless explicitly provided otherwise by the Platform, all interactions and transactions, including creating an account on the Platform (the "Account"), if any, will require such Wallet integration.
The assets you transfer using the Services, including digital assets, shall be held on a proprietary basis, free from any encumbrance. Moreover, you should be aware that you are responsible for any activity conducted to access the Account, regardless of whether the access was authorized or not. Edge retains the right to close or suspend your Account at its discretion, without prior notice or explanation.
If the User utilizes a Web3 Utility that relies on a username, password, private key, or any other piece of information as part of its security procedures, the User must treat such information as confidential, and the User must not disclose that information to any other person or entity. The User also acknowledges that any identity linked to its Web3 Utility is personal to the User and agrees not to provide any other person with access to such identity while using this Platform or portions of it using its Web3 Utility. The User also agrees to ensure that it will lock or otherwise prevent its Web3 Utility from unauthorized use on this Platform at the end of each session.
The User should use particular caution when accessing the Platform from a public or shared computer so that others are not able to view or record the User’s password, private key, or other personal information.
We have the right to disable any identity associated with a Web3 Utility (such as that represented by a public address) on the Platform or to block any IP address from accessing the Platform at any time in our sole discretion for any or no reason, including if, in our opinion, the User or that identity has violated any provision of these Terms of Use.
The following are conditions of access to the Platform, and each time you access the Platform, you represent and warrant to us that:
i. If you are an individual, that you are 18 years of age or older, capable of forming a binding agreement with us, and under no legal impediment or incapability; you have the full power and authority to agree to these Terms and to enter into any transactions or use any service, including the Services, offered by Edge through the Platform;
ii. If you are an authorized representative of a company, that you have authority from that company to access the Platform and form a binding agreement with us on behalf of that company;
iii. you have not previously been suspended or removed from accessing the Platform, whether under your Account or otherwise
iv. you are not identified as a "Specially Designated National" by the US Office of Foreign Assets Control or otherwise subject to any sanctions or restrictions in any jurisdiction that may affect our ability to provide you with the Services;
v. you have read the Risk Disclosure Statement prior to entering into any transaction, and you are solely responsible for your actions on the Platform and have had the opportunity to take any legal, financial, accounting, or other advice that you deem appropriate prior to accessing the Platform or using any of the Services;
vi. all information and documentation that you have provided to us is true, accurate, and not incomplete or misleading, and that if such information or documentation becomes untrue, inaccurate, incomplete, or misleading for any reason whatsoever (whether due to events under your control or not), that you will update us forthwith upon becoming aware that those details are no longer true, accurate, complete and not misleading, including the date upon which the factual correctness of the details changed;
vii. you will only use digital assets that belong to you, and that you have full legal and beneficial title to any such assets at the time;
viii. you are not located in, or a resident of, any Restricted Territory (as defined below), and have not used any technical means to misrepresent your geographical location to access the Platform from any Restricted Territory; and
ix. you are acting for your own account as principal and not as trustee, agent or otherwise on behalf of any other persons.
Your access to the Platform and any Services may be restricted based on your jurisdiction or geographical location. You must not use the Platform if you are located in, or a citizen or resident of any state, country, territory, or other jurisdiction in which use of the Platform or the Services would be illegal or otherwise violate any applicable law (a "Restricted Territory"). The fact that the Platform is accessible in a Restricted Territory, or that the Platform allows the use of the official language of a Restricted Territory or of a language that is commonly used in a Restricted Territory, must not be construed as a license to use the Platform in such a Restricted Territory. We unconditionally reserve the right to restrict access to any Restricted Territory and may implement technical controls to prevent access to the Platform or any Services from any Restricted Territory.
Any individual or entity who is a citizen, resident, or otherwise subject to the jurisdiction of the United States (collectively, "U.S. Persons") is strictly prohibited from accessing or using the Platform. This prohibition applies regardless of physical location, nationality, or the use of technological means such as VPNs or proxies to mask true identity or location. By accessing the Platform, you represent and warrant that you are not a U.S. Person, are not accessing from within the United States, and are not using any method to conceal your identity or location to evade these restrictions.
We may exercise our powers hereunder if we detect any attempt to circumvent the restrictions, for example, by using a virtual private network ("VPN"), proxy or similar service that masks or manipulates the identification of your real location, or by otherwise providing false or misleading information regarding your citizenship, location or place of residence, or by using the Platform through a third party or on behalf of a third party located in a Restricted Territory.
We may, at any time and in our absolute discretion, (i) refuse any access, transaction, order, confirmation or other action submitted through the Platform or the Services therein or refuse to enter into any transaction, or (ii) place limits or conditions on the number or type of transactions in respect of the Account, without prior notice to you, including by (without limitation):
i. restricting the number, type, volume or value of transactions with regards to the Services;
ii. restricting access to your Account, the Platform or the Services from Restricted Territories, including in circumstances where legislation or regulation, or changes to legislation or regulation, creates a new Restricted Territory;
iii. restricting transactions or transfers of digital assets where we suspect fraud, suspicious activity, Account compromise, or where we are notified of a dispute or legal impediment regarding any digital assets that you may have or intend to transfer with regards to the Services;
iv. restricting access to the Platform or Services in response to a governmental, regulatory or law enforcement inquiry.
Access to your Account, the Platform or the Services may require you to provide additional information from time to time, or to confirm existing information is true and accurate. Each time you provide such information requested, you represent and warrant that such information is true and accurate at the time of provision of that information.
Use of the Services or otherwise conducting transactions through the Platform may be subject to fees, costs and charges, including network transaction fees and Edge’s fees, costs and charges. You agree to pay any such fees, costs and charges.
We may, in our sole discretion, correct, reverse or cancel any transaction undertaken with regards to the Platform where we have discovered there was an error, whether such error was by you, us or a third party.
You may not violate or attempt to violate the security of this Platform, the Services or any of the products or services described or contained herein. We may investigate occurrences which may involve such violations and may involve, and co-operate with, governmental, regulatory or law enforcement authorities in investigation and prosecuting persons who have participated in such violations.
You agree that it is your responsibility to install anti-virus software and related protections against viruses or other computer programming routines or engines that are intended to damage, destroy, disrupt or otherwise impair a computers functionality or operation.
It is your responsibility to ensure and maintain continuous security and control over any device or Account that gives access to the Platform and your Account. Failure of any such security device or Account may delay or restrict your access to the Platform or your Account.
For the purposes of these Terms, "intellectual property rights" means any rights under patent, trademark, copyright and trade secret laws, any applications or registrations relating to such rights, and any other property or proprietary rights recognized in any country or jurisdiction worldwide, including, without limitation, moral rights and similar rights in relation to tangible or intangible expressions of ideas.
All rights in any design, text, graphics or other material on the Platform and with regards to the Services are the property of Edge or our licensors or other third parties with whom we have a relationship and are protected by intellectual property rights laws.
By accessing the Platform and downloading any material (including contained in any temporary cache), you acknowledge that you do not acquire any intellectual property rights or ownership rights and may not resell any of the products or services appearing on the Platform, nor to hotlink, frame or otherwise present any version of the Platform to any other person or entity. You may download materials from this site for your personal and non-commercial use only, without altering or removing any trademark, copyright, or other notice from such material.
We reserve the right to remove or disable access to any content or other materials from the Platform that violates or may infringe any person’s intellectual property rights.
All rights not expressly granted hereunder are expressly reserved.
The information, opinions and data on or provided through the Platform or the Services may, in whole or in part, have been obtained from third party sources. We do not guarantee the accuracy, validity, timeliness or completeness of such information, opinions or data for any purpose.
You must seek the advice of professional advisors regarding the evaluation of any specific information, opinion, advice or other content, and acknowledge that you have had the opportunity to take such advice before using the Platform or the Services.
You agree and acknowledge that it is your responsibility to comply with all applicable laws and regulations relating to any Services or transactions you use with regards to the Platform, including without limitation the reporting of any transactions, and the calculation and payment of all applicable taxes within any jurisdiction relevant to your situation. If you have any doubts about whether or which laws and regulations apply to your circumstances, you should seek independent legal, accounting or taxation advice.
The Risk Disclosure Statement aims to highlight, but not to limit, the range of risks and significant aspects of transactions you may engage in through the Services. You are encouraged to consider additional risks, and to seek independent professional advice to fully comprehend the implications of these risks.
Risk warning: Transactions involving digital and other assets carry substantial risks and are not suitable for everyone. Carefully consider your investment objectives, financial circumstances, level of experience, risk tolerance, and appetite before engaging in any transaction. Acknowledge the possibility of losing some or all of the invested amounts and be prepared for additional losses. Do not invest money you cannot afford to lose. Be aware of all risks, including those not disclosed in these Terms related to digital asset transactions. Thoroughly evaluate your financial situation and risk tolerance, seeking independent, professional financial and legal advice to fully understand these risks before proceeding. Assets that may be used in connection with the Platform are not treated as deposits. Lending and borrowing may be fully transparent on a blockchain.
Fees and Charges: Understand all potential commissions, fees, and charges before initiating any transaction, requesting clear monetary term details if necessary. There may be associated blockchain fees. All transactions using blockchains require the payment of gas fees, which are essentially transaction fees paid on every transaction that occurs on the selected blockchain network. Please note that gas and other fees are non-refundable.
Cryptographic advancements: Developments in cryptographic technologies and techniques, including the advancement of artificial intelligence and/or quantum computing, pose security risks to all cryptography-based systems including digital assets. Applying these technologies and techniques to digital assets and/or the Platform may result in theft, loss, disappearance, destruction, devaluation or other compromises of digital assets, the Platform or your data.
Source code changes and flaws: The various source codes underlying digital assets and smart contracts are subject to change and may at any time contain one or more defects, weaknesses, inconsistencies, errors or bugs. Unless otherwise represented in writing by us, no audit or investigation has been conducted on any source code produced by any parties.
Regulatory Uncertainty: All investments and transactions are potentially exposed to regulatory/legal risk. The legal and regulatory treatment of digital assets may change. Regulation of digital assets is unsettled and rapidly changing. Legal and regulatory treatment varies according to the jurisdiction. The effect of regulatory legal risk is that any digital asset may decrease in value or lose all of its value due to legal or regulatory change. This may affect the value or potential profit of an investment or transaction. Legal changes may have the effect of making a previously acceptable investment illegal or subject to substantial restrictions which may affect the ability to liquidate a position. Such risk is unpredictable and depends on various geopolitical, economic, sovereign and other factors. Risks may be asymmetrical between established and emerging markets, and may affect some digital assets significantly more than others. We may suspend or terminate your access to the Platform at any time in connection with any transaction as required by applicable law, any governmental authority, or if we in our sole and reasonable discretion determine you are violating these Terms or the terms of any third-party service provider. Such suspension or termination shall not be constituted a breach of these Terms by Edge.
Non-Recognition of Cryptocurrencies and Digital Assets as Securities: Cryptocurrencies and digital assets are not currently recognized as securities, legal tender, or regulated financial instruments under the laws of Panama. Consequently, these digital assets do not carry the same legal protections as traditional financial securities or currency.
Exclusion from Panamanian Securities Regulation: Under Panamanian law, cryptocurrencies and digital assets are not considered "values" or securities as defined by applicable regulations. Therefore, the activities conducted by the Platform, including those relating to digital asset transactions, may not require registration, licensing, or oversight by the Superintendency of the Securities Market of Panama. Users should be aware that participation in these activities does not benefit from any securities law protections.
Absence of Banking Supervision: Activities involving cryptocurrencies, including but not limited to the exchange, investment, purchase, sale, and general commercialization of such assets, are not subject to specific regulations under Panamanian law and do not fall within the regulatory oversight or competence of the Superintendency of Banks of Panama. Accordingly, the safeguards and regulatory mechanisms typically associated with banking or financial institutions do not apply to such activities on the Platform.
Lack of Regulatory Oversight: Given the current legal framework in Panama, the Platform’s activities related to cryptocurrencies and digital assets are not under any formal supervision or regulatory control by Panamanian authorities.
No assets or property underlying Digital Assets: Digital Assets may confer no ownership interest in any assets or property. There is no underlying property to those digital assets. digital assets generally have no liquidation rights should the issuing entity undergo an insolvency event.
No governance rights attaching to Digital Assets: Unless specified, digital assets are unlikely to carry governance rights in the same way that securities may. Third parties could negatively affect the utility, value or price of the digital asset. It is your responsibility to understand what governance and voting rights apply to particular digital assets.
Tax: It is your responsibility to determine what, if any, taxes apply to the payments you make or receive, and it is your responsibility to collect, report and remit the correct tax to the appropriate tax authority, regardless of jurisdiction. We are not responsible for determining whether taxes apply to your transaction, or for collecting, reporting or remitting any taxes arising from any transaction, to you or any taxation, governmental or third authority. Tax advice must be sought where necessary. Edge may comply with any reporting or withholding obligations that may apply to it. For that purpose, each time you access the Platform or conduct a transaction with us, any information or representation you have made as to your tax residency is deemed to have been repeated at that time, and we will rely upon it for such reporting purposes, if any reporting is applicable.
Our commitment to regulatory compliance: Regulatory licenses and/or approvals may be required in certain jurisdictions in which relevant activities may take place. It is not possible to guarantee, and we make no assurances, that any such licenses or approvals will be obtained within a particular timeframe or at all.
No advice: Any information, opinions, news, research, analyses, prices or other data contained on or through this Platform and the Services is provided as general commentary, and does not constitute investment, legal or financial advice, nor should it be relied on for any decision. We will not accept liability for any loss or damage, including but without limitation to, any loss of profit, which may arise directly or indirectly from use of or reliance on such information. Any information on the Platform does not purport to be, and is not intended to be a "research report", "investment research" or "independent research" as may be defined in applicable laws or regulations worldwide. It is intended for your general information only, and neither we nor any individual sender is soliciting any particular action or transaction based upon it. Such communications do not represent investment advice and does not take into account any specific circumstances of any recipient. Any information provided by us or the individual sender should not form the primary basis for any decision that you may take in relation to the matters referred to therein. We have not taken any steps to verify the adequacy, accuracy, completeness or suitability of any information or material provided to you. You are solely responsible for any investment or purchasing decisions, and should carefully review any information or written material that you receive. You should perform any due diligence that is necessary and appropriate in your own personal circumstances, including consultation with independent legal, tax, accountancy and other professional advisors.
Commercial arrangements: We may have relationships with other entities described on the Platform and in other communications. We may act as an advisor to (or seek to advise) and/or provide other services to third parties. As such, unless an email or written communication from us is stated to be independent, you should not rely on that communication as being either objective or independent from the interests of Edge and/or its officers, employees or agents, which interests may conflict with your own.
Officers, representatives and agents of Edge may provide written or oral communications, to our clients and business units that may be contrary to the opinions conveyed to you.
No representations: No representation or warranty is given as to the achievement or reasonableness of any plans, future projections or prospects and nothing on this Platform should be relied upon as a promise or representation as to the future.
Risks associated with Internet systems and distributed ledger networks: There are risks associated with utilizing an internet-based systems, such as the Services, including, but not limited to, the failure of hardware, software, Internet connections and distributed ledger networks. As we do not control the reliability or availability of the internet or of any distributed ledger network, we cannot be responsible for communication failures, distortions or delays when trading digital assets via the Internet. The loss of private keys is irreversible. Communications over the Internet may be subject to interruption, transmission blackout, delayed transmission due to Internet traffic, or incorrect data transmission due to the public nature of the Internet. Please exercise caution and confirm any relevant details/communications by other means if you have any doubt about the accuracy of this communication.
No third-party affiliation or endorsements: References on the Platform or through the Services to specific companies and platforms are for illustrative purposes only. Except as expressly described on the
Platform or otherwise notified in writing, the use of any company and/or platform names and trademarks does not imply an affiliation with, or endorsement by, any of those parties.
Indicative terms, pricing levels and returns: Any reference to value(s), price(s), return(s) or other terms on the Platform or through the Services is intended to be indicative only and is not a representation that any transaction can or could have been effected at those value(s) or price(s), or on those terms, or have achieved the return(s) stated. Information proposed on the Platform is for discussion purposes only, and do not represent any offer, solicitation, invitation to treat or final agreement. Past performance is not indicative of future results. Any forward-looking statements may be based on various assumptions which are not stated within a communication, and which may ultimately differ substantially from actual conditions or external events.
Records of communications: Any communications with us or our officers, representatives or agents may be recorded and retained, subject to applicable law, our record retention policies and the terms of any applicable agreement.
Blockchains and smart contracts are still emerging technologies that carry a high amount of foreseeable and unforeseeable risk from security, financial, technical, political, social, and personal safety standpoints. The mere access to and interaction with blockchains and smart contracts requires a high degree of skill and knowledge to operate with a relative degree of safety and proficiency. Crypto-assets are highly volatile in nature due to many diverse factors, including (without limitation) use and adoption, speculation, manipulation, technology, security, and legal and regulatory developments and application. Further, the speed and cost of transacting with cryptographic technologies (such as blockchains) is variable and highly volatile. Moreover, the transparent nature of many blockchains means that any interactions the User has with the protocols underlining the Platform may be publicly visible and readable in human form.
By accessing and using the Platform, the User acknowledges the foregoing and agrees and represents that it understands such and other risks involved with blockchains and the Platform.
The User further represents that it has all knowledge sufficient to work, and is informed of all foreseeable risks, and the possibility of unforeseeable risks, associated with blockchains, crypto-assets, crypto mining, Web3 Utilities, smart contracts, and the Platform. The User further acknowledges that any crypto-assets the User places or uses within the Platform may increase or decrease in value rapidly while they are involved with the Platform, or be obtained by other parties or otherwise lost in ways the User may or may not currently foresee (possibly to the User’s severe harm or detriment). The User agrees that Edge is not responsible for any of these (or related) risks, does not own or control protocols underlining the Platform, and cannot be held liable for any resulting harms, damages, or losses incurred by or against the User experiences while accessing or using the Platform. Accordingly, the User acknowledges the foregoing, represents its understanding of the foregoing, and agrees to assume full responsibility for all of the risks of accessing and using the Platform and interacting with the Platform, whether mentioned in this section or otherwise.
The User further expressly waives and releases us from any and all liability, claims, causes of action, or damages arising from or in any way relating to the User’s use of the Platform and the User’s interaction with the Platform.
In accordance with its anti-money laundering, anti-terrorism, anti-fraud, and other compliance policies and practices, we may impose reasonable limitations and controls on the ability of you or any beneficiary to utilize the Platform. Such limitations may include, where good cause exists, rejecting your requests or otherwise restricting you from using the Platform.
You agree not to do any of the following:
i. Post, upload, publish, submit or transmit any content that: (i) infringes, misappropriates or violates a third party’s patent, copyright, trademark, trade secret, moral rights or other intellectual property rights, or rights of publicity or privacy; (ii) violates, or encourages any conduct that would violate, any applicable law or regulation or would give rise to civil liability; (iii) is fraudulent, false, misleading or deceptive; (iv) is defamatory, obscene, pornographic, vulgar or offensive; (v) promotes discrimination, bigotry, racism, hatred, harassment or harm against any individual or group; (vi) is violent or threatening or promotes violence or actions that are threatening to any person or entity; or (vii) promotes illegal or harmful activities or substances;
ii. Use, display, mirror or frame the Platform or any individual element within the Platform, the Edge’s name, any Edge trademark, logo or other proprietary information, or the layout and design of any page or form contained on a page, without the Edge’s express written consent;
iii. Access, tamper with, or use non-public areas of the Platform, the Edge’s computer systems, or the technical delivery systems of the Edge’s providers;
iv. Attempt to probe, scan or test the vulnerability of any Edge system or network or breach any security or authentication measures;
v. Avoid, bypass, remove, deactivate, impair, descramble or otherwise circumvent any technological measure implemented by the Edge or any of the Edge’s providers or any other third party (including another User) to protect the Platform;
vi. Attempt to access or search the Platform or download content from the Platform using any engine, software, tool, agent, device or mechanism (including spiders, robots, crawlers, data mining tools or the like) other than the software and/or search agents provided by the Edge or other generally available third-party web browsers;
vii. Send any unsolicited or unauthorized advertising, promotional materials, email, junk mail, spam, chain letters or other form of solicitation;
viii. Use any meta tags or other hidden text or metadata utilizing Edge trademark, logo URL or product name without the Edge’s express written consent;
ix. Use the Platform, or any portion thereof, for any commercial purpose or for the benefit of any third party or in any manner not permitted by these Terms;
x. Forge any TCP/IP packet header or any part of the header information in any email or newsgroup posting, or in any way use the Platform to send altered, deceptive or false source-identifying information;
xi. Attempt to decipher, decompile, disassemble or reverse engineer any of the software used to provide the Platform;
xii. Interfere with, or attempt to interfere with, the access of any User, host or network, including, without limitation, sending a virus, overloading, flooding, spamming, or mail- bombing the Platform;
xiii. Collect or store any personally identifiable information from the Platform from other Users of the Platform without their express permission;
xiv. Impersonate or misrepresent your affiliation with any person or entity;
xv. Use any token for capital raising purposes. Capital Raising is defined as receiving funds from the sale of token, where the primary purpose of the sale of token is to raise capital for you or another party and not to obtain Services within the Platform. You acknowledge that any token you receive is solely for use within the Platform and not for speculative purposes;
xvi. Violate any applicable law or regulation; or
xvii. Encourage or enable any other individual to do any of the foregoing.
The Edge is not obligated to monitor access to or use of the Platform or to review or edit any content. However, we have the right to do so for the purpose of operating the Platform, to ensure compliance with these Terms and to comply with applicable law or other legal requirements. We reserve the right, but are not obligated, to remove or disable access to any content, at any time and without notice, including, but not limited to, if we, at our sole discretion, consider it objectionable or in violation of these Terms. If we have a reasonable belief that you have created multiple Accounts or have associated the same digital asset wallet to multiple Accounts, we reserve the right to disable your access to the Platform.
If you believe we have erroneously disabled your access, you may contact us. We have the right to investigate violations of these Terms or conduct that affects the Platform. We may also consult and cooperate with law enforcement authorities to prosecute Users who violate the law.
The Platform enables Users to serve in certain capacities or perform certain functionalities when interacting with the Platform. In order to serve in some of these capacities or otherwise perform these functionalities, the User may have been required to enter into other agreements or documents (if available), each of which is hereby incorporated for reference. The types of Platform capacities or functionalities available to Users, and the provisions and restrictions applicable to Users serving in such capacities or performing such functionalities, via the Platform may include the following, and the User expressly agrees to be bound by any such applicable provisions and restrictions if it serves in any such capacity and/or performs any such functionality:
There exist certain risks or harms related to staking and lending crypto-assets, including (without limitation) risks of harm related to lock-ups, vulnerabilities in underlying smart contracts, crypto-asset price volatility, private key compromise or loss, blockchain transaction fees, or user-errors in crypto-asset transmission.
The User acknowledges the foregoing, represents its understanding of the foregoing, and agrees to assume full responsibility for all of the risks related to its status as a Token Holder (including, without limitation, the User’s use of the Platform to perform certain Token Holder functionalities), whether mentioned in this paragraph or otherwise. The User acknowledges the risk of complete loss of tokens through staking, lending or otherwise.
There are risks to serving as a Lender. It is possible that the actions or omissions of Pool Managers, Borrowers, or other Users may harm the User’s position if it serves as a Lender, including the potential of complete loss of the User’s assets.
Users-Lenders are responsible for assessing the risks and reputation of pools, making an independent investment decision, balance diversification and yield. If nothing is changed, in future versions of the Services, Users-Lenders may be able to utilize the services of Pool Managers to delegate these responsibilities.
Many loans made via the Platform are either undercollateralized or uncollateralized and as such, if a default occurs, the User may lose assets. Even in the case of fully-collateralized loans, if a default occurs, the User may lose assets in many cases due to different factors.
There may be instances where there is insufficient cash to process withdrawals and the User-Lender must wait for Borrower repayment, interest payments, or additional deposits to withdraw its funds.
Withdrawals are pro-rated based on pool liquidity at the time of the withdrawal window. The User acknowledges the foregoing, represents its understanding of the foregoing, and agrees to assume full responsibility for all of the risks related to its status as Lender (including, without limitation, the User’s use of the Platform to perform certain Lender functionalities), whether those risks are mentioned in this paragraph or otherwise.
Further, and without limiting any other similar prohibition contained in this Terms, the User agrees not to engage in any harmful or fraudulent activity related to its status as a Lender, or to engage in any behaviors related to its use of Lender functionalities that are illegal or prohibited by any applicable law or regulation.
The User further agrees to (to the fullest extent permissible by law) to waive any liability, and to otherwise hold harmless, Edge, Token Holders, or any other User for any harms or damages not caused by that party’s gross negligence, recklessness, or intentional misconduct. The User re-acknowledges and reasserts its agreement that its use of the Platform does not create or impose any fiduciary duties between the User and Edge nor any other User.
The User agrees to abide by the terms and provisions of these Terms and other legal agreements (if any) it executed in relation to the Platform (each of which is hereby incorporated by reference). The User agrees not to use or access the Platform in any way that would violate those terms and provisions, including (without limitation) manipulating the Platform in any way.
If otherwise is not specified on the Platform and/or in a separate legal agreement executed by a Pool Manager, they shall propose, build, and manage a pool; they define APR and repayment terms, provide first-loss capital, fund and manage loans within a pool, and are required to publish underwriting details and times for each loan to provide full transparency to lenders.
Each User-Pool Manager agrees to abide by these Terms and other legal agreements (if any) it executed in relation to the Platform (which is hereby incorporated by reference). The User agrees not to use or access the Platform in any way that would violate those terms and provisions, including (without limitation) manipulating the Platform in any way that may allow it to defraud or manipulate any other Users or otherwise engage in illegal or deceitful conduct.
If otherwise is not specified on the Platform and/or in a separate legal agreement executed by a Portfolio Manager, they manage capital on behalf of Lenders if Lenders want to delegate the capital deployment; they shall be responsible for assessing risks and constructing credit portfolios using pools on the Platform that maximize the yield for selected risks.
Each User-Portfolio Manager agrees to abide by these Terms and other legal agreements (if any) it executed in relation to the Platform (which is hereby incorporated by reference). The User agrees not to use or access the Platform in any way that would violate those terms and provisions, including (without limitation) manipulating the Platform in any way that may allow it to defraud or manipulate any other Users or otherwise engage in illegal or deceitful conduct.
If otherwise is not specified on the Platform and/or in a separate legal agreement executed by a Credit Service Provider, they are independent service providers who offer their expertise on the Platform for a separate fee.
Each Credit Service Provider agrees to abide by these Terms and other legal agreements (if any) it executed in relation to the Platform (which is hereby incorporated by reference). The User agrees not to use or access the Platform in any way that would violate those terms and provisions, including (without limitation) manipulating the Platform in any way that may allow it to defraud or manipulate any other Users or otherwise engage in illegal or deceitful conduct.
The Platform, in our discretion, may utilize, modify, or introduce new user roles as part of its development and operational strategy. User acknowledges that such modifications may not be immediately reflected in these Terms. It is the User's responsibility to review the Platform upon each access to ascertain the current operational roles and associated terms.
The Platform acts solely as a facilitator for interactions among Users, regardless of their roles. The Platform is not a participant in or a party to the contractual relationships or interactions that occur between Users; they engage directly with one another. Accordingly, the Platform expressly disclaims any warranties or liabilities for actions or omissions of any Users, irrespective of their roles or activities on the Platform. User acknowledges that the Platform's role is limited to providing the necessary tools and environment for direct interactions and does not involve participation in any disputes or agreements made between Users.
Edge's responsibilities do not extend to vetting each User, irrespective of their roles within the Platform. Each User, before engaging in interactions with other Users, is solely responsible for conducting their own due diligence and background checks. Edge expressly disclaims any warranties, guarantees, or responsibilities regarding the accuracy, legality, or reliability of Users and the quality or safety of the interactions that occur between Users on the Platform.
The Platform may utilize AI in several aspects of its functionality to enhance user experience and operational efficiency. AI algorithms may be used to analyze financial data, personalize user interactions, and manage risks. Users should be aware that the results produced by AI are dependent on the data processed and the design of the algorithms, which may significantly influence how users interact with the Platform and the Services offered. Artificial Intelligence (AI) refers to systems or machines that mimic human intelligence to perform tasks and can iteratively improve themselves based on the information they collect.
Please be aware that:
i. AI systems rely on the data provided to them and can generate errors or biased outcomes if the underlying data is incomplete or flawed. Users should consider the possibility of inaccuracies in AI-generated results and the potential impact on their decisions;
ii. The use of AI involves processing and analyzing large volumes of data, including personal information, if shared with them;
iii. AI may generate content or make decisions that might infringe on existing copyrights, patents, or other intellectual property rights;
iv. Reliance on AI systems could lead to operational risks, including system downtimes and failures.
The Platform is not intended to, and does not, create or impose any fiduciary duties on Edge. To the fullest extent permitted by law, any User acknowledges and agrees that Edge owes no fiduciary duties or liabilities it or any other party, and that to the extent any such duties or liabilities may exist at law or in equity, those duties and liabilities are hereby irrevocably disclaimed, waived, and eliminated. Any User further agrees that the only duties and obligations that Edge may owe are those set out expressly herein.
The Platform may allow you to access third-party websites or other resources. We provide access only as a convenience and are not responsible for the content, products or services on or available from those resources or links displayed on such websites. You acknowledge sole responsibility for and assume all risk arising from your use of any third-party resources.
We may be required or choose to provide certain communications to User in written form. By agreeing to the Terms, User consents to the delivery of those communications in electronic form, including e-mail or other electronic message. User agrees that all terms and conditions, disclosures, or agreements provided by Edge electronically satisfy any legal requirement such communications would satisfy if they were provided in non-electronic writing. User waives any rights to require an original, wet, non-electronic signature, to the extent that such waiver is not prohibited under applicable law.
We may suspend or terminate your access to and use of the Platform, including suspending access to your account, at our sole discretion, at any time and without notice to you. You may cancel your access at any time by contacting us. Upon any termination, discontinuation or cancellation of the Platform or your access to the Platform, the other provisions that by their nature are intended to survive, will survive.
Each time you access the Platform, you agree that you have read and acknowledged our Risk Disclosure Statement contained in these Terms.
THE SERVICES AND THE PLATFORM ARE PROVIDED “AS IS,” WITHOUT WARRANTY OF ANY KIND. WITHOUT LIMITING THE FOREGOING, WE EXPLICITLY DISCLAIM ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, QUIET ENJOYMENT AND NON-INFRINGEMENT, AND ANY WARRANTIES ARISING OUT OF USAGE OF THE SERVICES AND THE PLATFORM. WE MAKE NO WARRANTY THAT THE SERVICES AND THE PLATFORM WILL MEET YOUR REQUIREMENTS OR BE AVAILABLE ON AN UNINTERRUPTED, SECURE, OR ERROR-FREE BASIS. WE MAKE NO WARRANTY REGARDING THE QUALITY, ACCURACY, TIMELINESS, TRUTHFULNESS, COMPLETENESS OR RELIABILITY OF ANY INFORMATION OR CONTENT ON THE PLATFORM.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, EXCEPT AS EXPRESSLY SET OUT IN THESE TERMS, WE DISCLAIM AND EXCLUDE:
i. ALL CONDITIONS, REPRESENTATIONS, WARRANTIES AND STATUTORY GUARANTEES, WHETHER EXPRESS OR IMPLIED, IN RELATION TO THE PLATFORM OR THE SERVICES; AND
ii. ANY LIABILITY, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), OR UNDER ANY THEORY OF LIABILITY OR OTHERWISE, FOR ANY INDIRECT OR CONSEQUENTIAL LOSS, DAMAGE OR EXPENSE INCURRED BY YOU OR ANY OTHER USER IN CONNECTION WITH THE PLATFORM OR THE SERVICES.
WE DISCLAIM AND EXCLUDE, TO THE MAXIMUM EXTENT PERMITTED BY LAW, LIABILITY FOR ANY LOSS OR DAMAGE WHICH MAY ARISE DIRECTLY OR INDIRECTLY OR YOUR INABILITY TO ACCESS THE PLATFORM OR THE SERVICES, AND ALSO THE LIABILITY FOR ANY DELAY OR FAILURE OF THE TRANSMISSION OR THE RECEIPT OF ANY INSTRUCTION, COMMUNICATION OR NOTIFICATION SENT THROUGH THE PLATFORM OR AS PART OF THE SERVICES.
By providing the Services via the Platform, Edge provides no guarantee as to any return or income, or the result or effectiveness of such Services provided. To the extent permitted by the applicable laws, we disclaim and exclude any liability for failing to meet any of your expectations in relation to any Service provided by Edge.
No communication or information provided by Edge to you is intended as investment advice, financial advice, legal advice, tax advice or accounting advice, and no representations or warranties are made to you in any of those capacities.
Without prejudice to any other disclaimer, waiver, indemnity or exclusion of liability that you agree to in any agreement with us, you agree to:
i. indemnify, to the extent permitted by the applicable laws, Edge and any affiliate against any action, claim, proceeding, loss, damage, expense or liability you have suffered or incurred directly or indirectly arising from (1) your use of the Platform or the Services, (2) any content that you post or otherwise make available through the Platform, or (3) your violation of these Terms; and
ii. release Edge and any affiliate against any action, claim, proceeding, loss, damage, expense or liability you have suffered or incurred directly or indirectly arising from your use of the Platform or the Services.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEITHER EDGE NOR ITS AFFILIATES AND SERVICE PROVIDERS INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE SERVICES AND THE PLATFORM WILL BE LIABLE FOR ANY INCIDENTAL, SPECIAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES, OR DAMAGES FOR LOST PROFITS, LOST REVENUES, LOST SAVINGS, LOST BUSINESS OPPORTUNITY, LOSS OF DATA OR GOODWILL, SERVICE INTERRUPTION, COMPUTER DAMAGE OR SYSTEM FAILURE OR THE COST OF SUBSTITUTE SERVICES AND THE PLATFORM OF ANY KIND ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OR FROM THE USE OF OR INABILITY TO USE THE SERVICES OR THE PLATFORM, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT EDGE OR ITS SERVICE PROVIDERS HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE, EVEN IF A LIMITED REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE.
TO THE MAXIMUM EXTENT PERMITTED BY THE LAW OF THE APPLICABLE JURISDICTION, IN NO EVENT WILL EDGE’S TOTAL LIABILITY ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OR FROM THE USE OF OR INABILITY TO USE THE SERVICES AND THE PLATFORM EXCEED, AS APPLICABLE, THE AMOUNTS YOU HAVE PAID OR ARE PAYABLE BY YOU TO EDGE FOR USE OF THE SERVICES AND THE PLATFORM OR, IF YOU HAVE NOT HAD ANY PAYMENT OBLIGATIONS TO EDGE, ONE HUNDRED DOLLARS ($100).
THE EXCLUSIONS AND LIMITATIONS OF DAMAGES SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN EDGE AND YOU.
You consent to receive all notices and other communications from us via your email. You are deemed to have received any notice or communication sent by us to your email at the time of sending or, if a later date is specified in that notice or communication, at that later date.
It is your responsibility:
i. to manage your email (including where necessary by adding Edge to any applicable whitelist or similar) so that we can contact you by email; and
ii. keep information you have submitted to us, including your contact details, email and phone number(s), updated and accurate at all times, to facilitate the delivery of any notices or communications Edge may need to send you.
If any of these Terms are determined to be illegal, invalid or otherwise unenforceable, then to the extent and within the jurisdiction in which that term is illegal, invalid or unenforceable, it will be severed and deleted from these Terms and the remaining Terms will survive, remain in full force and effect and continue to be binding and enforceable.
Where applicable, Edge’s failure, delay or neglect in exercising any right, power, privilege, election or discretion under these Terms shall not operate as a waiver thereof.
Edge unconditionally reserves its right to modify these Terms at any time.
Edge may give notice to you of such modifications by:
i. providing notice through your Account, email or other communication method;
ii. providing a further copy of the Terms upon accessing the Platform or your Account; or
iii. changing the Effective Date stated in these Terms.
Each time you use the Platform, the Services, or any other service or transaction through the Platform, you confirm your agreement to the most recently updated Terms, whether or not notified to you in accordance with these Terms.
If you do not agree to any Terms, or any modification of the Terms from time to time, you must cease using the Platform, and should email us to request that your Account be closed.
The Terms contained herein are governed by the law in force in the Republic of Panama.
Any dispute, controversy, difference or claim arising out of or relating to these Terms, including the existence, validity, interpretation, performance, breach or termination thereof or any dispute regarding non-contractual obligations arising out of or relating to these Terms will be referred to and finally resolved by respective courts in the Republic of Panama.
Notwithstanding any other provision of these Terms, you agree that Edge has the right to apply for injunctive remedies (or an equivalent type of urgent legal relief) in any jurisdiction.
Any disputes related to User’s use of the Services and the Platform must be brought in an individual capacity and not as a plaintiff in or member of any purported class action, collective action, private attorney general action, or other representative proceeding.
This provision applies to any court action, action in front of a mediator, or class arbitration. The Users agree to waive the right to demand a trial by jury.
ALL USERS ACKNOWLEDGE AND AGREE THAT THE USER AND EDGE ACKNOWLEDGE AND AGREE THAT BOTH PARTIES ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS ACTION OR REPRESENTATIVE PROCEEDING.
To the maximum extent permitted by law, the User agrees that the User will not be permitted to obtain an injunction or other equitable relief of any kind, such as any court action that may prevent the development or operation of the Platform.
These Terms may describe the anticipated future of the Platform and the Services, and contains forward-looking statements that are based on our beliefs and assumptions at the present time. The Services are under development and are constantly updated, and accordingly, if and when the Services are completed, they may differ significantly from the Services set out in these Terms. No representation or warranty is given as to the achievement or reasonableness of any plans, future projections, or prospects and nothing in the Terms is or should be relied upon as a promise or representation as to the future.
In these Terms, the terms "tokens," "digital assets," "virtual assets," "cryptographic tokens," and other similar expressions are used interchangeably. The definitions and interpretations of these terms may vary across different jurisdictions. Users must be aware that our discussion of the risks and utilities associated with these assets pertains to all interpretations of such terms.
ANY CAUSE OF ACTION OR CLAIM THE USER MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OF USE OR ITS USE OF THE SERVICES AND THE PLATFORM MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES; OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.
The Platform operated by Edge is wholly independent of and has no affiliation, partnership, or association with the website located at or any of its associated projects, products, services, or entities (collectively referred to as "Third-Party Entities"). Neither Edge nor the Platform has any ownership, control, or operational influence over the products, services, or representations made by Third-Party Entities. Similarly, Third-Party Entities and their projects have no ownership, control, or influence over the operations of the Platform. Users must independently evaluate and understand that Edge and any Third-Party Entities are separate and distinct entities with no legal or operational connection. Any contractual relationship or transaction between the User and either Edge or any other Third-Party Entities must be considered completely independent, and neither entity is liable for the activities, obligations, or liabilities of the other.
If you have any questions about these Terms or the Platform, please .